Medical Provider Program

Program Highlights

675 minimum credit score

100% financing for First Time Homebuyers

5% down if you have owned a home before

15% down for second homes

NO PMI

Loan amount up to $2M

Max Debt-to-income ratio (DTI) 45%

Student loan payments may be excluded if verified to be deferred for over 12 months from the closing date

Security Breach – How to Tell if You Were Affected by Equifax

Greetings from all of us at the Vermont Mortgage Company! As many of you have probably heard, Equifax was the target of hackers in the past few months. There are reports that sensitive information from over 143 million people were stolen by these cyber criminals....

Why Lenders Care About Large Deposits

Greetings from the Vermont Mortgage Company! Today, we are going to dive into something that can be both good and bad – Sufficient funds for buying a house. Specifically, where said money has come from. As important as it is to have the appropriate funds you also need...

Dropping in Value – What Can Depreciate Your Home

The Vermont Mortgage Company team hopes you are enjoying your week on this fine Friday. As always, we want to show how much we appreciate you. This week, we are showing our appreciation by showing you what can depreciate your home! You may not know it, but there are...