When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

  • W-2 or tax returns (if self employed) for the last two years
  • Most recent pay-stub
  • Most recent bank statements – all pages
  • Investment / asset account statements

Additional Documentation That May Also Be Required:

  • Purchase Agreement (if purchase)
  • Award letter (if retired)
  • 1st Mortgage Statement (if applicable)
  • 2nd Mortgage Statement (if applicable)
  • Homeowner’s Insurance Declaration page
  • Rental Agreement (if rental properties are owned)
  • Mortgage statements (on other properties if any)
  • Drivers License
  • Bankruptcy Papers (if applicable)
  • Child Support / Alimony (if applicable)
  • Business License or Letter from CPA (if self employed)

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Mortgage News

Security Breach – How to Tell if You Were Affected by Equifax

Greetings from all of us at the Vermont Mortgage Company! As many of you have probably heard, Equifax was the target of hackers in the past few months. There are reports that sensitive information from over 143 million people were stolen by these cyber criminals....

Why Lenders Care About Large Deposits

Greetings from the Vermont Mortgage Company! Today, we are going to dive into something that can be both good and bad – Sufficient funds for buying a house. Specifically, where said money has come from. As important as it is to have the appropriate funds you also need...

Dropping in Value – What Can Depreciate Your Home

The Vermont Mortgage Company team hopes you are enjoying your week on this fine Friday. As always, we want to show how much we appreciate you. This week, we are showing our appreciation by showing you what can depreciate your home! You may not know it, but there are...