Being pre-qualified before “shopping” for your home is a big step to take and a vital one. It is important to know what you can afford for a housing payment and what your comfort level is. This includes your Principle and Interest of the mortgage, insurance, and taxes. There is no cost or commitment to being pre-qualified with the Vermont Mortgage Company and it’s easy! With your permission we will run a credit report as well as analyze your income. At this point we will review your short and long term goals and educate you on the best mortgage program for your needs.

Together we will review estimated monthly payments and review what is involved in getting a mortgage, including estimated closing costs. We can pre qualify you over the phone, in person, or online. We will be excited to help you find your place in Vermont and you can do it with confidence with a pre qualification letter from Vermont Mortgage Company.


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Mortgage News

Security Breach – How to Tell if You Were Affected by Equifax

Greetings from all of us at the Vermont Mortgage Company! As many of you have probably heard, Equifax was the target of hackers in the past few months. There are reports that sensitive information from over 143 million people were stolen by these cyber criminals....

Why Lenders Care About Large Deposits

Greetings from the Vermont Mortgage Company! Today, we are going to dive into something that can be both good and bad – Sufficient funds for buying a house. Specifically, where said money has come from. As important as it is to have the appropriate funds you also need...

Dropping in Value – What Can Depreciate Your Home

The Vermont Mortgage Company team hopes you are enjoying your week on this fine Friday. As always, we want to show how much we appreciate you. This week, we are showing our appreciation by showing you what can depreciate your home! You may not know it, but there are...