Portfolio Loans

A portfolio loan is a loan held in house by the lender.  In many cases, loans that are issued by lenders are packaged together with other loans and sold to the secondary market.  With a portfolio loan, the lender that initially started the loan will hold the loan in their investment portfolio.

The benefit to a portfolio loan is that often the borrower can go a little outside of the guidelines if the lender feels there is till safe risk.  Typically a portfolio loan does require a stronger credit borrower.


Vermont Mortgage Company

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Burlington, Vermont 05401

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Mortgage News & Helpful Tips

Why Lenders Care About Large Deposits

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Dropping in Value – What Can Depreciate Your Home

The Vermont Mortgage Company team hopes you are enjoying your week on this fine Friday. As always, we want to show how much we appreciate you. This week, we are showing our appreciation by showing you what can depreciate your home! You may not know it, but there are...

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