Medical Provider Program

Program Highlights

675 minimum credit score

100% financing for First Time Homebuyers

5% down if you have owned a home before

15% down for second homes

NO PMI

Loan amount up to $2M

Max Debt-to-income ratio (DTI) 45%

Student loan payments may be excluded if verified to be deferred for over 12 months from the closing date

The Best Ways to Renovate Your House Before Selling

Greetings from the Vermont Mortgage Company! We hope you've finally dug yourselves out of all the snow. Last week we discussed good ways to buy a home in a Sellers Market. Now, we are switching sides and writing up some tips on how to help sell your house! Probably...

Tips to Successfully Buy a Home in a Sellers Market

Greetings from all of us here at the Vermont Mortgage Company! We have made it into the month of Spring! We can already hear the birds chirping and the Daffodils sprouting. As we were defrosting our office from last weekends deep freeze, we formulated some tips for...

5 Secrets of House Buying to Give You an Edge

Happy Monday from the Vermont Mortgage Company! We hope you enjoyed the gorgeous weather over the weekend! While it may not be 69 degrees anymore, but it's still rather pleasant out. Thanks to the refreshing weekend, we are coming into the workweek with a new sense of...