Understanding Your Mortgage Options

Navigating the various programs can be complicated.  We’re here to help you understand which programs work best for your situation.  Expand the programs below to learn more.  When you have questions, we’re ready.

Conforming Loans

A conforming loan is a great place to start if you’re looking for a mortgage.

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Fixed-Rate Mortgages

Interested in the predictability of a fixed-rate mortgage?

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Adjustable Rate Mortgages (ARM)

Interested in the advantages of an adjustable-rate mortgage?

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Government Programs

The U.S. government has helped millions achieve the American Dream with programs that make it easier to become homeowners.

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Portfolio Loans

A portfolio loan is a loan held in house by the lender.

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Jumbo Loans

Are you in the market for a large, single-family home? A jumbo loan may be the right fit for you.

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Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

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Loan Calculator

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Mortgage News

Northwestern Vermont Housing Market Snapshot for 2017

Happy humpday from all of us here at the Vermont Mortgage Company! We hope you're enjoying the nice weather we are having here in Vermont. It almost feels like Spring is around the corner! Thanks to the good people at the Northwestern Vermont Board of Realtors, we...

5 Tips to Keep Your Home Safe During the Winter

Happy Thursday from the Vermont Mortgage Company! We hope you've been enjoying the wonderful views that Vermont has to offer during the winter. The mountains from our office windows have been particularly picturesque, making us glad we are in this wonderful state....

Private Mortgage Insurance – What is PMI and do you need it?

Hello from all of us here at the Mortgage Company! We hope you are having a terrific Tuesday, and are staying away from the cold. Today we are going to be looking into something that is a part of most mortgages: Private Mortgage Insurance, or PMI. Knowing about PMI...