Vermont Mortgage Programs

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Vermont Mortgage Programs
Understanding Your Mortgage Options

Navigating the various programs can be complicated.  We’re here to help you understand which programs work best for your situation.  Expand the programs below to learn more.  When you have questions, we’re ready.

Conforming Loans

A conforming loan is a great place to start if you’re looking for a mortgage.

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Fixed-Rate Mortgages

Interested in the predictability of a fixed-rate mortgage?

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Adjustable Rate Mortgages (ARM)

Interested in the advantages of an adjustable-rate mortgage?

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Government Programs

The U.S. government has helped millions achieve the American Dream with programs that make it easier to become homeowners.

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Portfolio Loans

A portfolio loan is a loan held in house by the lender.

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Jumbo Loans

Are you in the market for a large, single-family home? A jumbo loan may be the right fit for you.

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Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

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Mortgage News

Mortgage Rates Hike – What This Means for the Future

As many of you have probably seen, the Federal Reserve has made the decision to hike interest rates higher. Specifically, around .25% higher. This was not unexpected, and was done so that it may stimulate the economy. While there is a good amount of debate and fear...

Happy New Year – What to Expect in 2017

From all of us here at Vermont Mortgage Company, we hope you are having a happy and healthy 2017 so far! We are excited to kick off the new year, and cannot wait to see what will come of it. We know many may choose 2017 as the year they finally buy a house, as either...

FHA Loan Premium Cut

Greetings from the Vermont Mortgage Company! As we are sure many of you have heard, the Federal Housing Administration (FHA) has cut the annual mortgage premium by 25 basis points. What this means is the cost of a FHA Loan is now .25% lower, making mortgages more...