Understanding Your Mortgage Options

Navigating the various programs can be complicated.  We’re here to help you understand which programs work best for your situation.  Expand the programs below to learn more.  When you have questions, we’re ready.

Conforming Loans

A conforming loan is a great place to start if you’re looking for a mortgage.

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Fixed-Rate Mortgages

Interested in the predictability of a fixed-rate mortgage?

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Adjustable Rate Mortgages (ARM)

Interested in the advantages of an adjustable-rate mortgage?

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Government Programs

The U.S. government has helped millions achieve the American Dream with programs that make it easier to become homeowners.

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Portfolio Loans

A portfolio loan is a loan held in house by the lender.

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Jumbo Loans

Are you in the market for a large, single-family home? A jumbo loan may be the right fit for you.

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Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

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Loan Calculator

monthly payment calculator

Mortgage News

Home Buying – Eight Tips to Help You in 2016-2017

The housing market has been relatively steady this year, with rates being quite low and manageable. However, home buying is still a long and bumpy road. We here at Vermont Mortgage Company aim to make home buying a simple and easy process, so we've done our research...

US Election 2016 Market Reaction – Uncertain and Unpredictable

In light of the results of the recent US Election, the market has had time to react to the new presidency. Donald Trump was always the wild card, making many investors weary of his policies, since there hasn't been many specific plans set. It was predicted that the...

Should You Rent or Should You Buy a Home in Vermont?

If you’ve been looking to buy a home in Vermont, the question of renting or buying has most likely shown up at least once. We here at Vermont Mortgage Company get this question a lot, and we hope this blog will help! Many will speak for either side, for each has their...