Understanding Your Mortgage Options

Navigating the various programs can be complicated.  We’re here to help you understand which programs work best for your situation.  Expand the programs below to learn more.  When you have questions, we’re ready.

Conforming Loans

A conforming loan is a great place to start if you’re looking for a mortgage.

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Fixed-Rate Mortgages

Interested in the predictability of a fixed-rate mortgage?

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Adjustable Rate Mortgages (ARM)

Interested in the advantages of an adjustable-rate mortgage?

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Government Programs

The U.S. government has helped millions achieve the American Dream with programs that make it easier to become homeowners.

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Portfolio Loans

A portfolio loan is a loan held in house by the lender.

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Jumbo Loans

Are you in the market for a large, single-family home? A jumbo loan may be the right fit for you.

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Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

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Loan Calculator

monthly payment calculator

Mortgage News

Your Credit Score

Most people don't think much about their credit score — until it comes time to apply for a mortgage. Your day-to-day finances and the choices you make have a very real effect on the outcome of your loan application. Make your life easier by reviewing the credit...

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following: All Transactions: W-2 or tax returns (if self employed)...