Understanding Your Mortgage Options

Navigating the various programs can be complicated.  We’re here to help you understand which programs work best for your situation.  Expand the programs below to learn more.  When you have questions, we’re ready.

Conforming Loans

A conforming loan is a great place to start if you’re looking for a mortgage.

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Fixed-Rate Mortgages

Interested in the predictability of a fixed-rate mortgage?

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Adjustable Rate Mortgages (ARM)

Interested in the advantages of an adjustable-rate mortgage?

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Government Programs

The U.S. government has helped millions achieve the American Dream with programs that make it easier to become homeowners.

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Portfolio Loans

A portfolio loan is a loan held in house by the lender.

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Jumbo Loans

Are you in the market for a large, single-family home? A jumbo loan may be the right fit for you.

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Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

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Mortgage News

Home Ownership Bonus – Tax Benefits You May Not Know About

Greetings from the Vermont Mortgage Company! We hope you had a restful weekend, and are energized for the week ahead! And speaking of what's ahead, tax season is coming up. As we have discussed in our previous blogs, there are many benefits for owning a home as...

Finding the Right Mortgage Option For You – Part Two

Hello again from the Vermont Mortgage company! We hope your week thus far has been pleasant. We are back again with Part 2 of our blog for the week. Before, we explained the difference between a fixed rate and an ARM mortgage. Now, we're going to look at the different...

Finding the Right Mortgage Option For You – Part One

Greetings from the Vermont Mortgage Company! We hope you're ready to spring into a new week feeling refreshed. With the busy season right around the corner, it is time to start thinking about your options if you are looking to buy a house soon. If you're not sure...