Portfolio Loans

Today's RatesApply Now

Portfolio Loans

Portfolio Loans

A portfolio loan is a loan held in-house by the lender.

  In many cases, loans that are issued by lenders are packaged together with other loans and sold to the secondary market.  With a portfolio loan, the lender that initially started the loan will hold the loan in their investment portfolio.

The benefit to a portfolio loan is that often the borrower can go a little outside of the guidelines if the lender feels there is a safe risk.  Typically a portfolio loan does require a stronger credit borrower.

Got questions?

(802) 863-2020

Ready to get started?

Apply Now

Loan Calculator

monthly payment calculator

Mortgage News

Lawyer Up – What a Lawyer can do and Why you Need One

It's that time once again folks! The Vermont Mortgage Company hopes everyone's week has been stellar. In previous blogs we have talked about who should be on your team when going through the mortgage process, such as mortgage brokers and realtors. Today, we will...

Cyber Security – How Strong is Your Password?

Happy Friday everyone! Hopefully the week has been kind to you, and the weekend ahead looks bright. To round out this week, we thought we'd look into safety. Specifically, your internet security. While having a password on your computer can be seen as a nuisance, it...

The Keys to Closing a Mortgage Quickly – What you Will Need

Greetings from all of us here at the Vermont Mortgage Company! We hope the week has been a pleasant one so far. Recently, our very own Nick Parent, owner of Vermont Mortgage Company, got himself a mortgage. As he went through the process, he was reminded of how much...