Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

Vermont Mortgage Company offers various flexible refinancing products that meet your goals and accommodate your financial needs.

With refinancing, the primary goal is to realize long-term financial savings with a lower interest rate than your current mortgage. You may also want to take advantage of some of your property’s equity by financing more than you need to pay for expenses such as home improvements or repairs.

Predicting interest rate movements is impossible, so knowing when the perfect time is to refinance is hard. So ask yourself: What rate would you need before refinancing makes sense? Do you know how refinancing closing costs will figure into your calculations? We can help you answer these questions and narrow your options based on your needs.

Got questions?

Ready to get started?

Loan Calculator

monthly payment calculator

Mortgage News

The Best Ways to Renovate Your House Before Selling

Greetings from the Vermont Mortgage Company! We hope you've finally dug yourselves out of all the snow. Last week we discussed good ways to buy a home in a Sellers Market. Now, we are switching sides and writing up some tips on how to help sell your house! Probably...

Tips to Successfully Buy a Home in a Sellers Market

Greetings from all of us here at the Vermont Mortgage Company! We have made it into the month of Spring! We can already hear the birds chirping and the Daffodils sprouting. As we were defrosting our office from last weekends deep freeze, we formulated some tips for...

5 Secrets of House Buying to Give You an Edge

Happy Monday from the Vermont Mortgage Company! We hope you enjoyed the gorgeous weather over the weekend! While it may not be 69 degrees anymore, but it's still rather pleasant out. Thanks to the refreshing weekend, we are coming into the workweek with a new sense of...