Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

Vermont Mortgage Company offers various flexible refinancing products that meet your goals and accommodate your financial needs.

With refinancing, the primary goal is to realize long-term financial savings with a lower interest rate than your current mortgage. You may also want to take advantage of some of your property’s equity by financing more than you need to pay for expenses such as home improvements or repairs.

Predicting interest rate movements is impossible, so knowing when the perfect time is to refinance is hard. So ask yourself: What rate would you need before refinancing makes sense? Do you know how refinancing closing costs will figure into your calculations? We can help you answer these questions and narrow your options based on your needs.

Got questions?

Ready to get started?

Loan Calculator

Mortgage News

Security Breach – How to Tell if You Were Affected by Equifax

Greetings from all of us at the Vermont Mortgage Company! As many of you have probably heard, Equifax was the target of hackers in the past few months. There are reports that sensitive information from over 143 million people were stolen by these cyber criminals....

Why Lenders Care About Large Deposits

Greetings from the Vermont Mortgage Company! Today, we are going to dive into something that can be both good and bad – Sufficient funds for buying a house. Specifically, where said money has come from. As important as it is to have the appropriate funds you also need...

Dropping in Value – What Can Depreciate Your Home

The Vermont Mortgage Company team hopes you are enjoying your week on this fine Friday. As always, we want to show how much we appreciate you. This week, we are showing our appreciation by showing you what can depreciate your home! You may not know it, but there are...