Being pre-qualified before “shopping” for your home is a big step to take and a vital one. It is important to know what you can afford for a housing payment and what your comfort level is. This includes your Principle and Interest of the mortgage, insurance, and taxes. There is no cost or commitment to being pre-qualified with the Vermont Mortgage Company and it’s easy! With your permission we will run a credit report as well as analyze your income. At this point we will review your short and long term goals and educate you on the best mortgage program for your needs.

Together we will review estimated monthly payments and review what is involved in getting a mortgage, including estimated closing costs. We can pre qualify you over the phone, in person, or online. We will be excited to help you find your place in Vermont and you can do it with confidence with a pre qualification letter from Vermont Mortgage Company.


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Mortgage News

The Benefits of Having a Mortgage

Warm greetings from all of us here at the Vermont Mortgage Company! We know we talk a lot about mortgages and their different types, but what exactly are the benefits of a mortgage? Amazingly enough, it's more than just a way to pay for a house over a period. There...

10 Home Buying Myths

Many times, so many of us think things are common knowledge, but instead they are just a mere misrepresentation of the truth. Like when we were little and grandma would tell us that if you keep crossing your eyes like that they will get stuck. However, as we get old...

Mortgage Redo – What Does Refinancing a Mortgage Mean?

Greetings from all of us here at your local loan office! With the transition of the seasons finally upon us, it seems like an appropriate time to talk about something else that would be good transition for finances before the holiday season reaches near. Let’s dive...