Medical Provider Program

Program Highlights

675 minimum credit score

100% financing for First Time Homebuyers

5% down if you have owned a home before

15% down for second homes

NO PMI

Loan amount up to $2M

Max Debt-to-income ratio (DTI) 45%

Student loan payments may be excluded if verified to be deferred for over 12 months from the closing date

Rural USDA Home Loan Cost Cut Significantly

Good news for those looking to buy rural homes – the USDA Home Loan has just become cheaper! Starting on October 1st, the beginning of the 2017 fiscal year, the USDA’s home loan’s will have cheaper upfront and monthly payments. The Upfront Guarantee Fee will drop to...

Quickly Increase Your Credit Score for a Vermont Mortgage

Having a good credit score is more important than it ever was, so we want to provide you with 5 quick tips to quickly increase your credit score. A low credit score could impact how much you could borrow or even what your interest rate will be for a mortgage. The...

Why get pre-qualified?

Being pre-qualified before “shopping” for your home is a big step to take and a vital one. It is important to know what you can afford for a housing payment and what your comfort level is. This includes your Principle and Interest of the mortgage, insurance, and...