Understanding Your Mortgage Options

Navigating the various programs can be complicated.  We’re here to help you understand which programs work best for your situation.  Expand the programs below to learn more.  When you have questions, we’re ready.

Conforming Loans

A conforming loan is a great place to start if you’re looking for a mortgage.

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Fixed-Rate Mortgages

Interested in the predictability of a fixed-rate mortgage?

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Adjustable Rate Mortgages (ARM)

Interested in the advantages of an adjustable-rate mortgage?

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Government Programs

The U.S. government has helped millions achieve the American Dream with programs that make it easier to become homeowners.

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Portfolio Loans

A portfolio loan is a loan held in house by the lender.

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Jumbo Loans

Are you in the market for a large, single-family home? A jumbo loan may be the right fit for you.

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Refinancing

Want to lower your interest rate, pay off debt, and give yourself peace of mind? Consider refinancing!

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Loan Calculator

monthly payment calculator

Mortgage News

Rural USDA Home Loan Cost Cut Significantly

Good news for those looking to buy rural homes – the USDA Home Loan has just become cheaper! Starting on October 1st, the beginning of the 2017 fiscal year, the USDA’s home loan’s will have cheaper upfront and monthly payments. The Upfront Guarantee Fee will drop to...

Quickly Increase Your Credit Score for a Vermont Mortgage

Having a good credit score is more important than it ever was, so we want to provide you with 5 quick tips to quickly increase your credit score. A low credit score could impact how much you could borrow or even what your interest rate will be for a mortgage. The...

Why get pre-qualified?

Being pre-qualified before “shopping” for your home is a big step to take and a vital one. It is important to know what you can afford for a housing payment and what your comfort level is. This includes your Principle and Interest of the mortgage, insurance, and...